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Start with what happened.

You don’t need the legal category. These guides show how Vale looks at common situations — including when there isn’t a strong right to challenge something.

Late payment fees

How the advocate looks at a late fee — including when there isn’t a legal right to reverse it.

Rental bond disputes

Bond claims should be itemised and compared to the entry condition report.

Unpaid overtime

Work and pay matters always ask before anything is sent.

Airline refunds

Cancellations they initiated are a common refund path.

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